Scary Things about the Appraisal Industry
In the spirit of Halloween, here are 3 scary things about the appraisal industry right now:
3. The FHA website has not been updated with appraisers that are actually certified to do their appraisals.
2. Appraisers still report value pressure from appraisal management companies.
1. Freddie claims HVCC improved appraisal quality because 15% more have come closer to the automated valuation model used as a check.
And…5 things that might ease those fears:
5. Pressure from mortgage brokers has been essentially eliminated.
4. Geographic competence is being discussed and highlighted because of so many complaints.
3. AMC fees will be honestly reported starting the first of the year for FHA transactions.
2. Comp checks and estimated values have disappeared.
1. States are starting to regulate appraisal management companies.
Happy Halloween!
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